Personal Loan Rates
Interest rates for personal loans given below are indicative in nature. It is based on market research conducted by Apnaloan.com every week. Unlike other types of loans the actual rates at which an individual will be able to get personal loan varies widely depending on the individual's financial profile and negotiating ability. Apnaloan.com empowers loan seekers to strike a better personal loan deal by providing critical information and getting banks to compete for her/his loan.
| Banks | Personal Loan Interest Rates as on July 23,2008 |
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| Category Salaried Employer A | Category Salaried Employer B | Category Salaried Employer C | Salaried / Un-appro ved Categor y |
Self-Emp loyed / Profess ionals |
Self-Emp loyed / Non-Pro fessiona ls |
|
| ABN Amro | 16 - 23 | 16 - 23 | 16 - 23 | NA | 16 - 23 | NA |
| Allah abad Bank |
14.5 | 14.5 | 14.5 | NA | 14.5 | NA |
| Andhr a Bank |
16.5 | 16.5 | 16.5 | NA | 16.5 | NA |
| Axis Bank | 15 | 18 | 22 | 23 | 15 - 18 | 23 |
| Bank of Barod a |
16 | 16 | 16 | NA | 16 | NA |
| Bank of India | 12.75 - 13.25 | 12.75 - 13.25 | 12.75 - 13.25 | NA | 12.75 - 13.25 | NA |
| Bank of Mahar ashtr a |
14.25 - 14.75 | 14.25 - 14.75 | 14.25 - 14.75 | NA | 14.25 - 14.75 | NA |
| Canar a Bank |
14 | 14 | 14 | NA | 14 | NA |
| Catho lic Syria n Bank |
16.5 | 16.5 | 16.5 | NA | 16.5 | NA |
| Centr al Bank of India |
14 - 15 | 14 - 15 | 14 - 15 | NA | 14 - 15 | NA |
| Centu rion Bank of Punja b |
18 | 22 | NA | NA | 18 | 22 |
| Citi Bank | 15 - 16.5 | 16.5 - 18 | 20 - 22 | 22 - 31 | 14.5 - 19 | 19 - 24 |
| Dena Bank | 14.5 - 15 | 14.5 - 15 | 14.5 - 15 | NA | 14.5 - 15 | NA |
| Deuts che Bank |
15 - 16 | 16.5 - 17.5 | 18 - 20 | 20 - 22 | 15 - 16 | 19 - 21 |
| Feder al Bank |
15.5 - 16.5 | 15.5 - 16.5 | 15.5 - 16.5 | NA | 15.5 - 16.5 | NA |
| HDFC Bank | 14 - 16 | 16.5 - 18 | 20 - 22 | 22 - 31 | 14 - 19 | 19 - 24 |
| ICICI Bank | 12 - 16 | 16 - 18 | 20 - 22 | 20 - 24 | 14 - 19 | 19 - 24 |
| IDBI Bank | 16.4 - 18.4 | 17.4 - 19.4 | 20.4 | NA | 16.4 - 19.4 | 19.4 - 22.4 |
| India n Bank |
12.5 - 14 | 12.5 - 14 | 12.5 - 14 | NA | 12.5 - 14 | NA |
| India n Overs eas Bank |
12 - 13.75 | 12 - 13.75 | 12 - 13.75 | NA | 12 - 12.5 | NA |
| Karna taka Bank |
14 - 15 | 14 - 15 | 14 - 15 | NA | 14 - 15 | NA |
| Orien tal Bank of Comme rce |
14.25 | 14.25 | 14.25 | NA | 14.25 | NA |
| Punja b Natio nal Bank |
13 - 14 | 13 - 14 | 13 - 14 | NA | 13 - 14 | NA |
| SBI Bank | 13 | 13.5 | 15 | NA | 15.5 | NA |
| State Bank of Mysor e |
15.75 - 16.25 | 15.75 - 16.25 | 15.75 - 16.25 | NA | 15.75 - 16.25 | NA |
| UCO Bank | 14.5 | 14.5 | 14.5 | NA | 14.5 | NA |
| Union Bank of India | 15 | 15 | 15 | NA | 15 | 15 |
| Vijay a Bank |
14.25 | 14.25 | 14.25 | NA | 14.25 | NA |